Zakat Calculator Online
Enter your zakatable assets — cash, gold, crypto, investments, and more — to instantly calculate your Nisab threshold and annual Zakat obligation. No signup, runs entirely in your browser.
Zakatable Assets
Enter the current market value of each asset you hold.
Physical currency you hold at home or elsewhere
Checking, savings, and money market accounts
Current market value of all cryptocurrency holdings
Current market value of gold and silver you own
Stocks, mutual funds, ETFs at current market value
Inventory held for sale, valued at market price
Market value of land purchased specifically for resale only
Money owed to you that you reasonably expect to collect
Nisab Threshold
Zakat is obligatory when total assets equal or exceed the Nisab. Select the metal standard used in your madhab.
Look up the live price for your currency from a gold/silver price site.
Zakat Summary
Enter your asset values and the current gold price per gram to calculate your Zakat obligation.
This calculator is provided as a guide only and does not constitute Islamic legal (Fiqh) advice. The hawl (one lunar year) requirement, asset eligibility, and Nisab standard may vary by madhab. Consult a qualified Islamic scholar for a ruling specific to your circumstances.
How the Zakat Calculator Works
- 1Select your currency from the dropdown at the top of the calculator.
- 2Enter the current market value of each asset category you own — cash, bank balances, crypto, gold and silver, investments, business stock, resale land, and receivables.
- 3Choose the Nisab standard (gold at 85g or silver at 595g) and enter the current price per gram in your currency. The calculator computes your Nisab threshold automatically.
- 4The results panel shows your total zakatable assets, whether you are above the Nisab, and — if eligible — your exact Zakat due (2.5%) with a full asset breakdown.
Understanding the Zakat Formula
The Zakat calculation is straightforward: if your total zakatable assets meet or exceed the Nisab and have been held for a full lunar year (hawl), you owe 2.5% of the total.
Total Zakatable Assets = Cash + Bank Balances + Crypto Value + Gold & Silver Value + Investments + Business Stock + Resale Land Value + Receivables
If Total Assets ≥ Nisab: Zakat Due = Total Assets × 2.5%
The Nisab itself is calculated as the weight of the chosen metal (85g gold or 595g silver) multiplied by the current price per gram in your currency. Because precious metal prices change daily, it is important to use the current market rate when performing your annual Zakat calculation.
Tips for an Accurate Zakat Calculation
Use Live Metal Prices
Gold and silver prices fluctuate daily. Always use the current price per gram for your currency on the day you calculate Zakat to get an accurate Nisab figure. Prices differ significantly between currencies.
Include All Zakatable Assets
Do not omit smaller accounts or holdings. Savings in every bank account, all cryptocurrency wallets, and any money loaned to others that you expect to receive back must all be counted in your total.
Track Your Hawl Date
Zakat is due after one full lunar year of owning assets above the Nisab. Note the date your wealth first exceeded the Nisab and set a reminder so you can calculate and pay on the same date each year.
Value Assets at Market Price
Use the current market value for all assets, not the purchase price. Stocks, gold, and business inventory should be valued at what they would fetch if sold today, not what you originally paid.
Consult a Scholar for Complex Cases
Pension funds, retirement accounts, business goodwill, jointly owned property, and debts owed by you can have varying rulings by madhab. A qualified Islamic scholar can give a ruling specific to your situation.
Pay Before or During Ramadan
While Zakat can be paid at any time after it becomes due, many Muslims choose to pay during Ramadan when the spiritual reward is greater. Calculating ahead of time gives you the opportunity to plan your payment.
Frequently Asked Questions
What is Zakat and who must pay it?
Zakat is one of the Five Pillars of Islam — an annual obligatory alms tax paid by every adult Muslim who owns assets above the Nisab threshold for a full lunar year (hawl). The standard rate is 2.5% of total zakatable assets. Zakat is distributed to specific categories of recipients defined in the Quran, including the poor and those in need.
What is the Nisab threshold?
The Nisab is the minimum wealth a Muslim must possess before Zakat becomes obligatory. It is defined in two ways: the gold standard (85 grams of gold) or the silver standard (595 grams of silver). Since gold and silver prices fluctuate, the corresponding monetary value changes. Most scholars recommend checking the current price of gold or silver in your local currency to determine the applicable Nisab for the year.
Which assets are subject to Zakat?
Zakatable assets include cash on hand, bank balances (savings and current accounts), gold and silver (at market value), investments such as stocks and mutual funds held for profit, cryptocurrency holdings, business inventory held for trade, land purchased specifically for resale, and receivables (money owed to you that you expect to collect). Residential property you live in, personal-use vehicles, and household goods are generally not subject to Zakat.
What is the hawl (lunar year) requirement?
For Zakat to be due, the same assets must have been owned and above the Nisab continuously for one full lunar year (approximately 354 days). If your wealth falls below the Nisab at any point during the year, the hawl resets. This calculator cannot track your hawl — you should note when your assets first exceeded the Nisab and calculate Zakat on the anniversary of that date.
Should I use the gold or silver Nisab standard?
This is a matter of scholarly opinion. The silver Nisab is typically much lower than the gold Nisab, meaning more people would be eligible to pay Zakat under the silver standard. Many contemporary scholars recommend using the gold standard for general wealth. Consult your local imam or a qualified Islamic scholar for guidance on which standard to apply in your specific circumstances.
Is Zakat due on cryptocurrency?
The majority of contemporary Islamic scholars hold that cryptocurrency held as an investment or for trade is subject to Zakat, in the same way stocks and commodities are. You should enter the current market value of all your crypto holdings in the Crypto Value field. If you hold crypto as a long-term investment with no intention to trade, opinions differ — consult a scholar familiar with Islamic finance.
Is land or property subject to Zakat?
Residential property you live in is not subject to Zakat. Land or property purchased specifically for resale (as a business investment) is zakatable at its current market value. Rental income received is treated as cash and is zakatable if it remains in your possession above the Nisab at your Zakat due date. Property purchased for long-term personal use is generally exempt.
Is my data stored or sent to a server?
No. The Zakat Calculator runs entirely in your browser using JavaScript. No asset values, personal information, or calculation results are transmitted to any server or stored anywhere. All computation happens locally on your device.